Kyte brings every credit card bill into one app — and gives you dining, travel, and hotel perks every time you pay on time.
Stop juggling 5 bank apps and 5 due dates. Kyte pulls every credit card into one place so you never pay late again.
See every credit card balance, due date, and minimum payment in a single, clean dashboard. Chase, Amex, Citi, Discover — all of them.
AI-powered alerts that learn your habits. Get nudged at the perfect time on the right device — never miss a payment window again.
Every on-time payment earns points you can spend on dining, travel, hotels, and more — all inside the app. Paying bills finally feels rewarding.
Beautiful breakdowns of your credit card spending across categories. Spot trends, catch unusual charges, and take control of your finances.
256-bit AES encryption, biometric login, and SOC 2 compliance. Your card data is safer here than in your bank's own app.
Pay any credit card bill in two taps. No logging into 5 different bank sites. One app, one tap, done.
No paperwork. No phone calls. Just connect your cards and start earning.
Securely connect your credit cards from any bank. Kyte supports 90%+ of credit card companies — Visa, Mastercard, Amex, Discover, and more.
Set up autopay or pay manually with one tap. Choose your preferred payment method and schedule. Kyte handles the rest and keeps you on track.
Every on-time payment earns Kyte Points. Redeem them inside the app for restaurant reservations, hotel stays, travel deals, and exclusive experiences.
Kyte Points turn boring credit card payments into dining, travel, and experiences you'll actually remember.
Redeem points for meals at top restaurants. Date nights, team lunches, solo treats — on Kyte.
Use your points toward flights, car rentals, and travel packages. Your credit card payments fund your next trip.
Book hotel stays with your Kyte Points. From weekend getaways to business travel — it's all covered.
Consistent on-time payments unlock higher tiers with boosted multipliers, priority perks, and exclusive partner experiences.
Every single beta tester rated Kyte 5 out of 5 stars. Here's why.
"I have 4 credit cards and I used to miss payments constantly. Since Kyte, not a single late fee — and I've earned enough points for a nice dinner for two."
"The UI is unreal. It feels like Apple designed a credit card payment app. I actually enjoy checking my bills now — never thought I'd say that."
"I redeemed my Kyte Points for a hotel stay last month. Getting real rewards just for paying bills I already owe? Absolute no-brainer."
We built what your bank's bill pay should have been all along.
| Feature | Kyte | Bank Apps | Other Bill Apps |
|---|---|---|---|
| All credit cards in one view | ✓ | ✗ | ~ |
| Rewards for on-time payments | ✓ | ✗ | ✗ |
| Dining, travel & hotel perks | ✓ | ✗ | ✗ |
| AI-powered smart reminders | ✓ | ✗ | ~ |
| 90%+ credit card support | ✓ | ~ | ~ |
| One-tap payments | ✓ | ✗ | ✓ |
| Spending insights & analytics | ✓ | ~ | ✗ |
| Zero hidden fees | ✓ | ✗ | ~ |
Yes. Kyte is completely free for all core features — bill tracking, reminders, one-tap payments, and rewards. We'll offer an optional premium tier with boosted point multipliers and exclusive perks in the future.
Absolutely. We use 256-bit AES encryption — the same standard used by major banks. We're SOC 2 Type II compliant, and we never store your card credentials directly. All connections run through secure, tokenized integrations.
Kyte supports 90%+ of credit card companies in the US including Visa, Mastercard, American Express, Discover, and cards from virtually every major bank. We're adding more every week.
You earn Kyte Points every time you pay a credit card bill on time through the app. Points accumulate in your account and can be redeemed inside the app for dining reservations, hotel stays, travel deals, and exclusive experiences. Points never expire.
Right now, the waitlist is open to everyone regardless of credit score. After launch, Kyte will only accept users with a 700+ credit score. Joining now locks in your spot with any credit score, plus you get bonus launch-day points and priority access as we roll out invites.
Join the waitlist today. Early members get bonus Kyte Points and first access to dining, travel, and hotel rewards.